:root {
  --pt: #c6cbd1;
  --pt-s: #f2f4f6;
  --ig: #009246;
  --ir: #ce2b37;

  --ink:  #111111;
  --ink2: #171717;
  --ink3: #1d1d1d;
  --ink4: #222222;

  --ln: rgba(198, 203, 209, 0.22);
  --hr: rgba(255, 255, 255, 0.09);
  --tx: #f0f0f0;
  --mt: #a8a8a8;

  --sf: "Cormorant Garamond", serif;
  --ss: "DM Sans", sans-serif;
  --logo: "DM Sans", sans-serif;
  --lb: "Oswald", sans-serif;

  --pd: clamp(1.25rem, 5vw, 4rem);
  --ch: linear-gradient(100deg, #5a5f65 0%, #e8ecf0 18%, #a0a8b0 36%, #ffffff 50%, #a0a8b0 64%, #e8ecf0 82%, #5a5f65 100%);
  --tf: linear-gradient(90deg, transparent 0%, var(--ig) 15% 33.33%, #ffffff 33.33% 66.66%, var(--ir) 66.66% 85%, transparent 100%);
  --tr: linear-gradient(90deg, var(--ig) 0 33.33%, #ffffff 33.33% 66.66%, var(--ir) 66.66% 100%);

  --surface: var(--ink2);
  --surface-soft: var(--ink3);
  --shadow-soft: 0 20px 70px rgba(0,0,0,.40), inset 0 0 30px rgba(255,255,255,.025);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

[hidden] {
  display: none !important;
}

html { scroll-behavior: smooth; }

body {
  background:
    radial-gradient(circle at 74% 8%, rgba(255,255,255,.045) 0%, transparent 12%),
    radial-gradient(circle at 18% 86%, rgba(0,146,70,.05) 0%, transparent 24%),
    radial-gradient(circle at 84% 94%, rgba(206,43,55,.05) 0%, transparent 24%),
    var(--ink);
  color: var(--tx);
  font-family: var(--ss);
  font-weight: 300;
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  min-height: 100vh;
}

body::before,
body::after {
  content: "";
  pointer-events: none;
  position: fixed;
  inset: -15%;
  z-index: -1;
  background-repeat: repeat;
  opacity: .55;
}

body::before {
  background-image:
    radial-gradient(rgba(255,255,255,.05) 1px, transparent 1px),
    radial-gradient(rgba(198,203,209,.05) 1px, transparent 1px);
  background-position: 0 0, 21px 21px;
  background-size: 42px 42px, 42px 42px;
  mask-image: linear-gradient(rgba(0,0,0,.3), transparent);
}

body::after {
  background: radial-gradient(circle, transparent 55%, rgba(198,203,209,.06));
  filter: blur(46px);
}

img { display: block; max-width: 100%; }
a   { color: inherit; text-decoration: none; }

::selection {
  background: var(--pt);
  color: var(--ink);
}

::-webkit-scrollbar { width: 5px; }
::-webkit-scrollbar-track { background: var(--ink); }
::-webkit-scrollbar-thumb {
  background: linear-gradient(
    to bottom,
    var(--ig)  33%,
    rgba(198,203,209,.5) 33% 66%,
    var(--ir)  66%
  );
}

/* ── SKIP LINK ── */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 120;
  background: var(--ink2);
  color: var(--tx);
  border: 1px solid var(--ln);
  padding: .5rem .8rem;
  font-family: var(--lb);
  font-size: .58rem;
  letter-spacing: .14em;
  text-transform: uppercase;
}
.skip-link:focus { left: 1rem; top: 1rem; }

/* ── PROGRESS BAR ── */
#progress {
  position: fixed;
  top: 0; left: 0;
  height: 2px;
  width: 0;
  z-index: 300;
  background: rgba(198,203,209,.45);
  pointer-events: none;
}

/* ── EYEBROW ── */
.ey {
  font-family: var(--lb);
  font-size: .65rem;
  letter-spacing: .38em;
  text-transform: uppercase;
  color: var(--pt);
  font-weight: 400;
  margin-bottom: 1.35rem;
  display: flex;
  align-items: center;
  gap: .85rem;
}

.ey-tri,
.ey-tri-r {
  display: flex;
  flex-direction: row;
  gap: 0;
  flex-shrink: 0;
  overflow: hidden;
  height: 7px;
  width: 0;
  transition: width .85s cubic-bezier(.2,.7,.3,1);
}
.ey-tri-r { transition-delay: .12s; }

.ey-tri span,
.ey-tri-r span {
  display: block;
  flex: 1;
  min-width: 0;
}

.ey-tri span:nth-child(1) { background: var(--ig); }
.ey-tri span:nth-child(2) { background: #ffffff; }
.ey-tri span:nth-child(3) { background: var(--ir); }

.ey-tri-r span:nth-child(1) { background: var(--ir); }
.ey-tri-r span:nth-child(2) { background: #ffffff; }
.ey-tri-r span:nth-child(3) { background: var(--ig); }

.ey.tri-in .ey-tri,
.ey.tri-in .ey-tri-r { width: 24px; }

.ey.c { justify-content: center; }

/* ── BRAND ── */
.brand {
  font-family: var(--logo);
  letter-spacing: .08em;
  text-transform: uppercase;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 0;
  color: var(--tx);
  font-size: 1.08rem;
}
.brand-apex {
  font-weight: 600;
  color: var(--pt);
  letter-spacing: .22em;
}
.brand-sep { display:block; width:1px; height:.66em; margin:0 .5rem; background:rgba(255,255,255,.62); flex-shrink:0; }
.brand-sep span { display:none; }
.brand-sep span:nth-child(1) { height: 5px; background: var(--ig); }
.brand-sep span:nth-child(2) { height: 5px; background: #ffffff; }
.brand-sep span:nth-child(3) { height: 5px; background: var(--ir); }

.brand-excl {
  font-weight: 300;
  color: rgba(198,203,209,.42);
  letter-spacing: .22em;
}

/* ── HEADER ── */
header {
  position: sticky;
  top: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem var(--pd);
  background: rgba(10,10,10,.96);
  backdrop-filter: blur(22px);
  -webkit-backdrop-filter: blur(22px);
  border-bottom: 1px solid var(--ln);
}

.back-btn {
  font-family: var(--lb);
  font-size: .62rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(198,203,209,.4);
  border: 1px solid rgba(198,203,209,.14);
  padding: .55rem 1.2rem;
  transition: border-color .3s, color .3s;
  display: inline-flex;
  align-items: center;
  gap: .55rem;
}
.back-btn:hover {
  border-color: rgba(198,203,209,.28);
  color: var(--pt);
}
.back-btn svg {
  width: 12px; height: 12px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.5;
}

/* ── PAGE HERO ── */
.page-hero {
  position: relative;
  text-align: center;
  padding: 1.6rem var(--pd) 1.4rem;
  overflow: hidden;
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(ellipse at 30% 60%, rgba(0,146,70,.04) 0%, transparent 55%),
    radial-gradient(ellipse at 70% 60%, rgba(206,43,55,.04) 0%, transparent 55%);
}

.page-hero::after {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: var(--tr);
  opacity: .55;
}

.page-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.page-hero-inner > .ey {
  margin-bottom: .6rem;
}

.page-hero .hero-points {
  margin-top: .9rem;
}

.page-hero h1 {
  font-family: var(--sf);
  font-size: clamp(1.4rem, 2.8vw, 2.1rem);
  font-weight: 300;
  line-height: 1.12;
  letter-spacing: .02em;
  margin-bottom: 0;
}

.page-hero h1 em {
  font-style: italic;
  background: var(--ch);
  background-size: 220% auto;
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  animation: csh 7s ease-in-out infinite;
  font-size: .88em;
  opacity: .85;
}

@keyframes csh {
  0%   { background-position: 0% center; }
  50%  { background-position: 100% center; }
  100% { background-position: 0% center; }
}

.hero-meta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-top: 1.1rem;
}

.hero-note {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  background: rgba(198,203,209,.04);
  border: 1px solid rgba(198,203,209,.13);
  padding: .4rem .9rem;
  font-family: var(--lb);
  font-size: .56rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: rgba(198,203,209,.48);
  white-space: nowrap;
}

.hero-points {
  display: flex;
  justify-content: center;
  gap: .45rem;
  flex-wrap: wrap;
}

.hero-points span {
  display: inline-flex;
  align-items: center;
  gap: .38rem;
  padding: .28rem .6rem;
  border: 1px solid rgba(198,203,209,.11);
  background: rgba(255,255,255,.02);
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: rgba(198,203,209,.4);
}

.hero-points span::before {
  content: "";
  width: 4px; height: 4px;
  border-radius: 50%;
  background: var(--pt);
  opacity: .45;
  flex-shrink: 0;
}

/* ── TRI DIVIDER ── */
.tri-div {
  height: 1px;
  background: var(--tf);
  opacity: .35;
  margin: 0 var(--pd);
}

/* ── MAIN WRAP ── */
.wrap {
  max-width: 920px;
  margin: 0 auto;
  padding: .9rem var(--pd) 2.4rem;
  position: relative;
}

/* ════════════════════════════════════════
   FORM CARD
   ════════════════════════════════════════ */
.form-card {
  background: var(--ink2);
  border: 1px solid var(--ln);
  position: relative;
  overflow: visible;
  margin-bottom: 2px;
  box-shadow: var(--shadow-soft);
}

.form-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: var(--tr);
  opacity: .45;
  z-index: 1;
}

.form-card::after {
  content: "";
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--ig), rgba(198,203,209,.35), var(--ir));
  opacity: .28;
}

.form-inner {
  padding: 1.75rem 1.8rem 1.5rem;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.form-inner > .ey {
  margin-bottom: 1.25rem;
  padding-bottom: .9rem;
  border-bottom: 1px solid rgba(198,203,209,.08);
}

/* ── SECTION DIVIDER BINNEN FORM ── */
.form-section-title {
  grid-column: 1 / -1;
  font-family: var(--lb);
  font-size: .55rem;
  letter-spacing: .28em;
  text-transform: uppercase;
  color: rgba(198,203,209,.35);
  padding-bottom: .55rem;
  border-bottom: 1px solid rgba(198,203,209,.07);
  margin-top: .5rem;
  display: flex;
  align-items: center;
  gap: .65rem;
}

.form-section-title::before {
  content: "";
  display: block;
  width: 12px;
  height: 1px;
  background: linear-gradient(90deg, var(--ig), var(--ir));
  flex-shrink: 0;
}

/* ── FORM GRID ── */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.1rem 1.4rem;
}

/* ── FIELD ── */
.field {
  display: flex;
  flex-direction: column;
  gap: .38rem;
  position: relative;
  transition: opacity .2s;
}
.field.full  { grid-column: 1 / -1; }
.field.third { grid-column: span 1; }

/* Label */
.field-lbl {
  font-family: var(--lb);
  font-size: .56rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: rgba(198,203,209,.5);
  display: flex;
  align-items: center;
  gap: .5rem;
  transition: color .25s;
}

.field-lbl .req {
  color: var(--ir);
  font-size: .6rem;
  line-height: 1;
  opacity: .7;
}

.field:focus-within .field-lbl {
  color: rgba(198,203,209,.85);
}

/* Help tekst */
.field-help {
  font-size: .62rem;
  color: rgba(198,203,209,.3);
  font-family: var(--lb);
  letter-spacing: .04em;
  line-height: 1.55;
  margin-top: .05rem;
}

/* ── INPUT BASE ── */
.fi {
  background: var(--ink3);
  border: 1px solid rgba(198,203,209,.1);
  border-bottom: 1px solid rgba(198,203,209,.2);
  color: var(--tx);
  font-family: var(--ss);
  font-size: .875rem;
  font-weight: 300;
  padding: .82rem 1rem;
  outline: none;
  transition: border-color .25s, background .25s, box-shadow .25s;
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  letter-spacing: .02em;
  border-radius: 0;
}

.fi::placeholder {
  color: rgba(198,203,209,.16);
  font-weight: 300;
}

.fi:hover:not(:focus) {
  border-color: rgba(198,203,209,.18);
  border-bottom-color: rgba(198,203,209,.32);
  background: rgba(29,29,29,.95);
}

.fi:focus {
  background: var(--ink4);
  border-color: rgba(198,203,209,.22);
  border-bottom-color: var(--pt);
  box-shadow:
    0 2px 0 -1px rgba(198,203,209,.1),
    0 6px 18px rgba(0,0,0,.3);
}

.fi.error {
  border-bottom-color: var(--ir) !important;
  background: rgba(206,43,55,.04);
}

/* ── NUMBER ── */
input[type="number"] {
  -moz-appearance: textfield;
}
input[type="number"]::-webkit-inner-spin-button,
input[type="number"]::-webkit-outer-spin-button {
  -webkit-appearance: none;
  appearance: none;
  margin: 0;
}

/* Prefix / suffix wrapper */
.fi-wrap {
  position: relative;
  display: flex;
  align-items: stretch;
}

.fi-wrap .fi-prefix,
.fi-wrap .fi-suffix {
  display: flex;
  align-items: center;
  padding: 0 .85rem;
  background: rgba(198,203,209,.05);
  border: 1px solid rgba(198,203,209,.1);
  border-bottom: 1px solid rgba(198,203,209,.2);
  font-family: var(--lb);
  font-size: .62rem;
  letter-spacing: .1em;
  color: rgba(198,203,209,.4);
  white-space: nowrap;
  flex-shrink: 0;
  transition: border-color .25s, color .25s;
}

.fi-wrap .fi-prefix { border-right: none; }
.fi-wrap .fi-suffix { border-left: none; }

.fi-wrap .fi {
  flex: 1;
  min-width: 0;
}

.fi-wrap:focus-within .fi-prefix,
.fi-wrap:focus-within .fi-suffix {
  border-color: rgba(198,203,209,.22);
  border-bottom-color: var(--pt);
  color: rgba(198,203,209,.65);
}

/* ── SELECT ── */
select.fi {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%23767b82'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.6rem;
}

select.fi option {
  background: var(--ink3);
  color: var(--tx);
}

/* ── RADIO / CHECKBOX GROEP ── */
.fi-group {
  display: flex;
  gap: .5rem;
  flex-wrap: wrap;
}

.fi-group.vertical {
  flex-direction: column;
  gap: .35rem;
}

.fi-radio,
.fi-check {
  display: flex;
  align-items: center;
  gap: .6rem;
  padding: .6rem .85rem;
  background: var(--ink3);
  border: 1px solid rgba(198,203,209,.1);
  border-bottom: 1px solid rgba(198,203,209,.18);
  cursor: pointer;
  font-family: var(--ss);
  font-size: .8rem;
  font-weight: 300;
  color: rgba(198,203,209,.65);
  transition: border-color .25s, color .25s, background .25s;
  flex: 1;
  min-width: 0;
  white-space: nowrap;
  user-select: none;
}

.fi-radio:hover,
.fi-check:hover {
  border-color: rgba(198,203,209,.25);
  border-bottom-color: rgba(198,203,209,.35);
  color: var(--tx);
  background: rgba(29,29,29,.95);
}

.fi-radio input,
.fi-check input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.fi-radio-dot,
.fi-check-box {
  width: 14px;
  height: 14px;
  border: 1px solid rgba(198,203,209,.25);
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: border-color .25s, background .25s;
}

.fi-radio-dot { border-radius: 50%; }

.fi-radio.active,
.fi-check.active {
  border-color: rgba(198,203,209,.32);
  border-bottom-color: var(--pt);
  color: var(--tx);
  background: rgba(198,203,209,.04);
}

.fi-radio.active .fi-radio-dot {
  border-color: var(--pt);
  background: var(--pt);
  box-shadow: inset 0 0 0 3px var(--ink3);
}

.fi-check.active .fi-check-box {
  border-color: var(--pt);
  background: var(--pt);
}

.fi-check.active .fi-check-box::after {
  content: "";
  display: block;
  width: 8px;
  height: 5px;
  border-left: 1.5px solid var(--ink);
  border-bottom: 1.5px solid var(--ink);
  transform: rotate(-45deg) translateY(-1px);
}

/* ── TOGGLE SWITCH ── */
.fi-toggle-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: .7rem .95rem;
  background: var(--ink3);
  border: 1px solid rgba(198,203,209,.1);
  border-bottom: 1px solid rgba(198,203,209,.18);
  cursor: pointer;
  user-select: none;
  transition: border-color .25s;
}

.fi-toggle-wrap:hover {
  border-color: rgba(198,203,209,.2);
  border-bottom-color: rgba(198,203,209,.32);
}

.fi-toggle-lbl {
  font-family: var(--ss);
  font-size: .8rem;
  font-weight: 300;
  color: rgba(198,203,209,.65);
  transition: color .25s;
}

.fi-toggle {
  position: relative;
  width: 38px;
  height: 20px;
  flex-shrink: 0;
}

.fi-toggle input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.fi-toggle-track {
  position: absolute;
  inset: 0;
  background: rgba(198,203,209,.1);
  border: 1px solid rgba(198,203,209,.18);
  transition: background .25s, border-color .25s;
}

.fi-toggle-thumb {
  position: absolute;
  top: 3px;
  left: 3px;
  width: 12px;
  height: 12px;
  background: rgba(198,203,209,.4);
  transition: transform .25s cubic-bezier(.2,.7,.3,1), background .25s;
}

.fi-toggle input:checked ~ .fi-toggle-track {
  background: rgba(0,146,70,.2);
  border-color: rgba(0,146,70,.4);
}

.fi-toggle input:checked ~ .fi-toggle-thumb {
  transform: translateX(18px);
  background: var(--ig);
}

.fi-toggle-wrap.active .fi-toggle-lbl {
  color: var(--tx);
}

/* ── RANGE SLIDER ── */
.fi-range-wrap {
  display: flex;
  flex-direction: column;
  gap: .55rem;
}

.fi-range-header {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
}

.fi-range-val {
  font-family: var(--sf);
  font-size: 1.05rem;
  font-weight: 300;
  color: var(--pt);
}

input[type="range"].fi-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 2px;
  background: rgba(198,203,209,.15);
  outline: none;
  border: none;
  padding: 0;
  cursor: pointer;
}

input[type="range"].fi-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 16px;
  height: 16px;
  background: var(--pt-s);
  border: 1px solid rgba(198,203,209,.4);
  cursor: pointer;
  transition: background .2s, transform .2s;
}

input[type="range"].fi-range::-moz-range-thumb {
  width: 16px;
  height: 16px;
  background: var(--pt-s);
  border: 1px solid rgba(198,203,209,.4);
  border-radius: 0;
  cursor: pointer;
}

input[type="range"].fi-range::-webkit-slider-thumb:hover {
  background: #ffffff;
  transform: scale(1.15);
}

.fi-range-ticks {
  display: flex;
  justify-content: space-between;
  font-family: var(--lb);
  font-size: .5rem;
  letter-spacing: .08em;
  color: rgba(198,203,209,.28);
}

/* ── STEPPER ── */
.fi-stepper {
  display: flex;
  align-items: stretch;
  height: 46px;
}

.fi-stepper-btn {
  width: 46px;
  background: rgba(198,203,209,.06);
  border: 1px solid rgba(198,203,209,.12);
  border-bottom: 1px solid rgba(198,203,209,.2);
  color: rgba(198,203,209,.5);
  font-size: 1.1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s, color .2s, border-color .2s;
  flex-shrink: 0;
  user-select: none;
  font-family: var(--ss);
}

.fi-stepper-btn:hover {
  background: rgba(198,203,209,.12);
  color: var(--tx);
  border-color: rgba(198,203,209,.25);
}

.fi-stepper-btn:first-child { border-right: none; }
.fi-stepper-btn:last-child  { border-left: none; }

.fi-stepper .fi {
  text-align: center;
  border-left: none;
  border-right: none;
  flex: 1;
  height: 100%;
  padding: 0;
}

/* ── INLINE SUMMARY ── */
.inline-summary {
  margin-top: 1.1rem;
  font-family: var(--lb);
  font-size: .6rem;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: rgba(198,203,209,.55);
  border: 1px solid rgba(198,203,209,.12);
  border-left: 2px solid rgba(198,203,209,.3);
  padding: .7rem .9rem;
  background: rgba(198,203,209,.03);
  transition: border-color .25s, color .25s;
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.inline-summary-item {
  display: flex;
  flex-direction: column;
  gap: .15rem;
}

.inline-summary-lbl {
  font-size: .5rem;
  letter-spacing: .18em;
  color: rgba(198,203,209,.32);
}

.inline-summary-val {
  font-family: var(--sf);
  font-size: .92rem;
  color: var(--tx);
  font-weight: 300;
}

.rate-dashboard {
  margin-top: .65rem;
  padding: .56rem .78rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: .8rem;
  border: 1px solid rgba(198,203,209,.16);
  background: linear-gradient(120deg, rgba(0,146,70,.08), rgba(198,203,209,.03));
  border-left: 2px solid rgba(0,146,70,.72);
}
.rate-dashboard[hidden] { display: none !important; }
.rate-dashboard-left {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
}
.live-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--ig);
  box-shadow: 0 0 0 0 rgba(0,146,70,.55);
  animation: pulseLive .9s ease-out infinite;
}
@keyframes pulseLive {
  70% { box-shadow: 0 0 0 8px transparent; }
}
.rate-dashboard-title {
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .24em;
  text-transform: uppercase;
  color: rgba(198,203,209,.74);
}
.rate-dashboard-right {
  display: flex;
  align-items: center;
  gap: .55rem;
  flex-wrap: wrap;
  justify-content: flex-end;
}
.rate-dashboard-date {
  font-family: var(--sf);
  font-size: .86rem;
  color: var(--tx);
}
.rate-dashboard-source {
  font-family: var(--lb);
  font-size: .48rem;
  letter-spacing: .12em;
  color: rgba(198,203,209,.58);
}

/* ── FORM FEEDBACK ── */
.form-feedback {
  margin-top: .55rem;
  border: 1px solid rgba(206,43,55,.35);
  background: rgba(206,43,55,.08);
  color: rgba(255,210,214,.92);
  padding: .55rem .75rem;
  font-family: var(--lb);
  font-size: .58rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  display: flex;
  align-items: center;
  gap: .5rem;
}

.form-feedback[hidden] {
  display: none !important;
}

.form-feedback.success {
  border-color: rgba(0,146,70,.4);
  background: rgba(0,146,70,.08);
  color: rgba(180,244,207,.9);
}

.form-feedback::before {
  content: "✕";
  font-size: .65rem;
  flex-shrink: 0;
}

.form-feedback.success::before {
  content: "✓";
}

/* ── PROGRESS STEPS ── */
.form-steps {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 1.5rem;
}

.form-step {
  display: flex;
  align-items: center;
  gap: .55rem;
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(198,203,209,.28);
  flex: 1;
  position: relative;
  cursor: pointer;
  transition: color .25s, transform .25s ease;
}

.form-step:hover {
  color: rgba(198,203,209,.5);
  transform: translateY(-1px);
}

.form-step-num {
  width: 22px;
  height: 22px;
  border: 1px solid rgba(198,203,209,.18);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .55rem;
  flex-shrink: 0;
  transition: border-color .3s, background .3s, color .3s, transform .25s ease, box-shadow .25s ease;
}

.form-step.done .form-step-num {
  background: rgba(0,146,70,.16);
  border-color: rgba(0,146,70,.45);
  color: rgba(180,244,207,.95);
  box-shadow: inset 0 0 0 1px rgba(180,244,207,.1);
}

.form-step.active .form-step-num {
  background: linear-gradient(135deg, rgba(198,203,209,.14), rgba(255,255,255,.04));
  border-color: rgba(198,203,209,.5);
  color: var(--pt);
  box-shadow: 0 0 0 1px rgba(198,203,209,.12);
  transform: scale(1.04);
}

.form-step.active {
  color: rgba(198,203,209,.72);
}

.form-step:not(:last-child)::after {
  content: "";
  flex: 1;
  height: 1px;
  background: rgba(198,203,209,.1);
  margin: 0 .5rem;
}

.wizard-step {
  display: none;
  grid-column: 1 / -1;
}

.wizard-step.active {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.1rem 1.4rem;
  animation: wizardFade .28s ease;
}

@keyframes wizardFade {
  from {
    opacity: 0;
    transform: translateY(6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.wizard-step-copy {
  grid-column: 1 / -1;
  margin: -.25rem 0 .15rem;
  font-family: var(--ss);
  font-size: .78rem;
  color: rgba(198,203,209,.48);
  line-height: 1.6;
}

.wizard-actions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
  margin-top: 1.75rem;
}

.wizard-btn {
  width: 100%;
  padding: .95rem 1rem;
  border: 1px solid rgba(198,203,209,.16);
  background: rgba(198,203,209,.04);
  color: var(--tx);
  font-family: var(--lb);
  font-size: .62rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  cursor: pointer;
  transition: border-color .25s, background .25s, transform .25s;
}

.wizard-btn:hover {
  border-color: rgba(198,203,209,.26);
  background: rgba(198,203,209,.08);
  transform: translateY(-1px);
}

.wizard-btn-primary {
  background: linear-gradient(140deg, rgba(0,146,70,.16), rgba(198,203,209,.06));
  border-color: rgba(0,146,70,.3);
}

.wizard-btn-secondary[hidden],
#submit-btn[hidden] {
  display: none !important;
}

/* ── CALC BUTTON ── */
.calc-btn {
  width: 100%;
  margin-top: 0;
  padding: 1.15rem;
  font-family: var(--lb);
  font-size: .68rem;
  font-weight: 500;
  letter-spacing: .28em;
  text-transform: uppercase;
  background: var(--pt-s);
  color: var(--ink);
  border: none;
  cursor: pointer;
  position: relative;
  overflow: hidden;
  transition: transform .3s, box-shadow .3s, filter .3s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .75rem;
}

.calc-btn:focus-visible,
.reset-link:focus-visible,
.sort-select:focus-visible,
.fi:focus-visible,
.btn:focus-visible,
.tool-link-sm:focus-visible {
  outline: 2px solid rgba(198,203,209,.70);
  outline-offset: 3px;
}

.calc-btn::before {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--ch);
  background-size: 220% 100%;
  background-position: 100% 0;
  transform: translateY(101%);
  transition: transform .4s cubic-bezier(.2,.7,.3,1);
  z-index: 0;
}
.calc-btn:hover { transform: translateY(-1px); box-shadow: 0 10px 24px rgba(198,203,209,.14); }
.calc-btn:hover::before { transform: translateY(0); }

.calc-btn span { position: relative; z-index: 1; }

.calc-btn svg {
  position: relative;
  z-index: 1;
  width: 14px; height: 14px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.5;
}

.calc-btn.loading {
  opacity: .86;
  cursor: wait;
  filter: saturate(1.12);
}

.calc-btn.loading svg {
  animation: spin 1.1s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.calc-btn-sub {
  display: block;
  text-align: center;
  margin-top: .55rem;
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: rgba(198,203,209,.22);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .45rem;
}

.calc-btn-sub::before,
.calc-btn-sub::after {
  content: "";
  display: block;
  height: 1px;
  width: 18px;
  background: rgba(198,203,209,.1);
}

/* ── RESET LINK ── */
.reset-link {
  display: block;
  text-align: center;
  margin-top: .85rem;
  font-family: var(--lb);
  font-size: .58rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(198,203,209,.28);
  cursor: pointer;
  transition: color .3s;
  background: none;
  border: none;
  padding: 0;
  width: 100%;
}
.reset-link:hover { color: rgba(198,203,209,.55); }

/* ── TRUST STRIP ── */
.trust-strip {
  grid-column: 1 / -1;
  display: flex;
  align-items: center;
  gap: 1.2rem;
  flex-wrap: wrap;
  margin-top: .4rem;
  padding-top: .9rem;
  border-top: 1px solid rgba(198,203,209,.07);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: .45rem;
  font-family: var(--lb);
  font-size: .5rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: rgba(198,203,209,.28);
}

.trust-item svg {
  width: 11px; height: 11px;
  fill: none;
  stroke: rgba(198,203,209,.3);
  stroke-width: 1.5;
  flex-shrink: 0;
}

/* ════════════════════════════════════════
   EMPTY STATE
   ════════════════════════════════════════ */
.empty-state {
  text-align: center;
  padding: 4rem 0 2rem;
}
.empty-tri {
  display: flex;
  justify-content: center;
  gap: 3px;
  margin-bottom: 1.75rem;
}
.empty-tri span { display: block; width: 2px; border-radius: 1px; }
.empty-tri span:nth-child(1) { height: 16px; background: var(--ig);  opacity: .4; }
.empty-tri span:nth-child(2) { height: 24px; background: rgba(198,203,209,.28); }
.empty-tri span:nth-child(3) { height: 16px; background: var(--ir);  opacity: .4; }

.empty-title {
  font-family: var(--sf);
  font-size: 1.25rem;
  font-style: italic;
  color: rgba(198,203,209,.3);
  margin-bottom: .5rem;
}
.empty-sub {
  font-size: .68rem;
  color: rgba(198,203,209,.22);
  letter-spacing: .1em;
  font-family: var(--lb);
}

/* ════════════════════════════════════════
   RESULT WRAP
   ════════════════════════════════════════ */
.result-wrap { margin-top: 2px; display: block; }
.result-wrap[hidden] { display: none !important; }

.result-wrap > * + * { margin-top: 6px; }

/* ── BETALEN CARD ── */
.betalen-wrap {
  background: var(--ink2);
  border: 2px solid rgba(198,203,209,.35);
  position: relative;
  margin-bottom: 4px;
  overflow: hidden;
  margin-top: 6px;
}
.betalen-wrap::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--ig), var(--pt), var(--ir));
}

.betalen-header {
  display: flex;
  align-items: center;
  gap: 1.1rem;
  padding: 1rem 1.25rem;
  background: rgba(198,203,209,.04);
  border-bottom: 1px solid var(--ln);
}

.betalen-icon {
  width: 54px; height: 54px;
  flex-shrink: 0;
  background: var(--pt);
  color: var(--ink);
  font-family: var(--sf);
  font-size: 2.2rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 2px;
}

.betalen-content { flex: 1; }

.betalen-lbl {
  font-family: var(--lb);
  font-size: .6rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: rgba(198,203,209,.5);
  margin-bottom: .35rem;
}
.betalen-val {
  font-family: var(--sf);
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  font-weight: 300;
  color: var(--pt);
  line-height: 1;
  margin-bottom: .35rem;
}
.betalen-sub {
  font-size: .78rem;
  color: rgba(198,203,209,.55);
  font-family: var(--lb);
  letter-spacing: .06em;
  line-height: 1.55;
}

.betalen-kosten {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 1px;
  background: var(--ln);
}
.betalen-kost {
  background: var(--ink3);
  padding: .78rem .95rem;
}
.betalen-kost-lbl {
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: rgba(198,203,209,.42);
  margin-bottom: .25rem;
}
.betalen-kost-val {
  font-family: var(--sf);
  font-size: 1.15rem;
  font-weight: 300;
  color: var(--tx);
  line-height: 1;
  margin-bottom: .2rem;
}
.betalen-kost-sub {
  font-size: .65rem;
  color: rgba(198,203,209,.38);
  font-family: var(--lb);
  letter-spacing: .04em;
  line-height: 1.5;
}
.betalen-kost.bpm-kost .betalen-kost-val { color: var(--pt); }

/* ── RESULT MAIN ── */
.result-main {
  background: var(--ink2);
  border: 1px solid var(--ln);
  position: relative;
  overflow: hidden;
  margin-bottom: 2px;
}
.result-main::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: var(--tr);
  opacity: .55;
  z-index: 1;
}

.result-top {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 1px;
  background: var(--ln);
}

.rn-card {
  background: var(--ink3);
  padding: 1rem 1.2rem;
  position: relative;
  overflow: hidden;
}
.rn-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  opacity: .35;
}
.rn-card:nth-child(1)::before { background: var(--ig); }
.rn-card:nth-child(2)::before { background: var(--pt); }
.rn-card:nth-child(3)::before { background: var(--ir); }

.rn-lbl {
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(198,203,209,.42);
  margin-bottom: .45rem;
}
.rn-val {
  font-family: var(--sf);
  font-size: clamp(1.3rem, 2.5vw, 1.9rem);
  font-weight: 300;
  color: var(--tx);
  line-height: 1;
  margin-bottom: .3rem;
}
.rn-sub {
  font-size: .7rem;
  color: rgba(198,203,209,.42);
  line-height: 1.45;
}

.result-footnote {
  padding: .95rem 1.75rem;
  border-top: 1px solid var(--ln);
  font-family: var(--lb);
  font-size: .58rem;
  letter-spacing: .08em;
  color: rgba(198,203,209,.38);
  background: rgba(255,255,255,.02);
}

/* ── SECTIONS ── */
.offers-section,
.detail-section,
.disclaimer,
.other-tools,
.cta-wrap,
.methodology,
.insight-strip {
  background: var(--ink2);
  border: 1px solid var(--ln);
  margin-top: 6px;
}

.offers-section,
.detail-section,
.other-tools,
.insight-strip,
.disclaimer {
  box-shadow: inset 0 1px 0 rgba(255,255,255,.04);
}

.offers-section { padding: 1rem 1.1rem; }

.offers-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1rem;
}

.section-lbl {
  font-family: var(--lb);
  font-size: .55rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: rgba(198,203,209,.42);
  margin-bottom: 0;
}

.sort-wrap {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(198,203,209,.42);
}

.sort-select {
  border: 1px solid var(--hr);
  background: var(--ink3);
  color: var(--tx);
  font-family: var(--lb);
  font-size: .56rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: .5rem .7rem;
  outline: none;
}

/* ── OFFERS GRID ── */
.offers-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(240px, 1fr));
  gap: 1px;
  background: var(--ln);
}

.offer-card {
  background: var(--ink3);
  padding: .78rem .84rem;
  border: 1px solid transparent;
  position: relative;
  transition: border-color .28s ease, background-color .28s ease, transform .28s ease;
}
.offer-card.best-cheap   { border-color: rgba(0,146,70,.35); }
.offer-card.best-overall { border-color: rgba(198,203,209,.35); }
.offer-card:hover { background: rgba(20,20,20,.96); transform: translateY(-2px); }

.offer-card--compact { min-height: auto; }

.offer-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: .65rem;
}
.offer-name {
  font-family: var(--sf);
  font-size: 1.15rem;
  font-weight: 300;
  line-height: 1.15;
}
.offer-tags {
  display: flex;
  gap: .35rem;
  align-items: center;
  flex-wrap: wrap;
  justify-content: flex-end;
}
.offer-tag {
  border: 1px solid rgba(198,203,209,.25);
  padding: .18rem .38rem;
  font-family: var(--lb);
  font-size: .5rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: rgba(198,203,209,.55);
}
.offer-tag.cheap   { border-color: rgba(0,146,70,.35);   color: rgba(123,214,166,.85); }
.offer-tag.premium { border-color: rgba(198,203,209,.4); color: rgba(225,231,238,.86); }

.offer-summary {
  margin-top: .7rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .45rem;
}
.offer-summary-item {
  padding: .34rem .4rem;
  border-left: 1px solid rgba(198,203,209,.10);
  min-width: 0;
}
.offer-summary-item:first-child { border-left: none; padding-left: 0; }
.summary-label {
  display: block;
  font-family: var(--lb);
  font-size: .47rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: rgba(198,203,209,.38);
}
.summary-value {
  display: block;
  margin-top: .14rem;
  font-family: var(--sf);
  font-size: .96rem;
  line-height: 1.1;
  color: var(--tx);
}

.offer-expand {
  width: 100%;
  margin-top: .62rem;
  border: none;
  background: transparent;
  color: rgba(198,203,209,.58);
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  padding: .56rem .2rem .34rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .45rem;
  cursor: pointer;
}
.offer-expand:hover { color: var(--tx); }
.offer-expand-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  border: 1px solid rgba(198,203,209,.38);
}
.offer-expand-icon::after {
  content: "";
  width: 6px;
  height: 6px;
  border-top: 1px solid currentColor;
  border-right: 1px solid currentColor;
  transform: rotate(135deg) translateY(-1px);
}
.offer-card.expanded .offer-expand-icon::after {
  transform: rotate(-45deg) translateY(1px);
}

.offer-details {
  max-height: 0;
  overflow: hidden;
  transition: max-height .34s ease, opacity .34s ease, margin .34s ease;
  opacity: 0;
}
.offer-card.expanded .offer-details {
  max-height: 370px;
  opacity: 1;
  margin-top: .6rem;
}

.offer-stats {
  margin-top: .75rem;
  display: grid;
  grid-template-columns: repeat(2,1fr);
  gap: 1px;
  background: var(--hr);
}
.stat { background: var(--ink2); padding: .52rem; }
.stat-lbl {
  font-family: var(--lb);
  font-size: .5rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: rgba(198,203,209,.38);
  margin-bottom: .15rem;
}
.stat-val { font-family: var(--sf); font-size: .96rem; line-height: 1.15; }

.offer-foot {
  margin-top: .75rem;
  font-family: var(--lb);
  font-size: .56rem;
  letter-spacing: .06em;
  color: rgba(198,203,209,.44);
  line-height: 1.5;
}
.offer-foot-link {
  margin-top: .35rem;
}
.offer-foot-link a {
  color:rgba(198,203,209,.38);
  border-bottom:1px solid rgba(198,203,209,.15);
  font-size:.52rem;
  letter-spacing:.1em;
  text-transform:uppercase;
}
.offer-foot-link a:hover { color:var(--pt); }

/* ── INSIGHT STRIP ── */
.insight-strip {
  padding: 1.1rem 1.55rem;
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 1px;
  background-image: linear-gradient(var(--ln),var(--ln));
}
.insight-item { background: var(--ink3); padding: .85rem; }
.insight-lbl {
  display: block;
  font-family: var(--lb);
  font-size: .5rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(198,203,209,.38);
  margin-bottom: .25rem;
}
.insight-val {
  display: block;
  font-family: var(--sf);
  font-size: 1.05rem;
  color: var(--tx);
}

/* ── DETAIL SECTION ── */
.detail-section {
  border-top: none;
  padding: 1rem 1.1rem;
}
.detail-section .section-lbl { margin-bottom: 1.1rem; }

.detail-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 1.1rem 1.75rem;
}
.di-lbl {
  display: block;
  font-family: var(--lb);
  font-size: .52rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(198,203,209,.42);
  margin-bottom: .3rem;
}
.di-val {
  font-size: .84rem;
  color: var(--tx);
  line-height: 1.5;
  font-weight: 300;
}

/* ── DISCLAIMER ── */
.disclaimer {
  border-top: none;
  padding: 1.1rem 1.55rem;
  font-family: var(--lb);
  font-size: .58rem;
  letter-spacing: .06em;
  color: rgba(198,203,209,.35);
  line-height: 1.65;
  display: flex;
  gap: .65rem;
  align-items: flex-start;
}
.disclaimer::before {
  content: "⚠";
  font-size: .78rem;
  flex-shrink: 0;
  margin-top: .05rem;
}

/* ── OTHER TOOLS ── */
.other-tools {
  padding: 1.1rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.other-tools-lbl {
  font-family: var(--lb);
  font-size: .55rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(198,203,209,.38);
}
.other-tools-links { display: flex; gap: .85rem; flex-wrap: wrap; }
.tool-link-sm {
  font-family: var(--lb);
  font-size: .6rem;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: rgba(198,203,209,.48);
  border-bottom: 1px solid rgba(198,203,209,.18);
  padding-bottom: 2px;
  transition: color .3s, border-color .3s;
}
.tool-link-sm:hover { color: var(--pt); border-color: rgba(198,203,209,.35); }

/* ── CTA WRAP ── */
.cta-wrap {
  padding: 1.5rem 1.2rem;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.cta-wrap::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: var(--tr);
  opacity: .42;
}
.cta-wrap h3 {
  font-family: var(--sf);
  font-size: 1.5rem;
  font-weight: 300;
  margin-bottom: .6rem;
}
.cta-wrap h3 em {
  font-style: italic;
  color: rgba(198,203,209,.45);
}
.cta-wrap p {
  font-size: .82rem;
  color: var(--mt);
  max-width: 400px;
  margin: 0 auto 1.5rem;
  line-height: 1.75;
}

.cta-btns {
  display: flex;
  gap: .75rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .65rem;
  padding: .85rem 1.75rem;
  font-family: var(--lb);
  font-size: .65rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  border: 1px solid var(--pt);
  color: var(--pt);
  font-weight: 400;
  background: transparent;
  cursor: pointer;
  position: relative;
  overflow: hidden;
  transition: color .4s;
  white-space: nowrap;
}
.btn::before {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--ch);
  background-size: 220% 100%;
  background-position: 100% 0;
  transform: translateY(101%);
  transition: transform .4s cubic-bezier(.2,.7,.3,1);
  z-index: -1;
}
.btn:hover { color: var(--ink); }
.btn:hover::before { transform: translateY(0); }
.btn.gh { border-color: rgba(255,255,255,.16); color: #cccccc; }
.btn.gh::before { background: rgba(255,255,255,.92); }
.btn.gh:hover { color: var(--ink); }

/* ── METHODOLOGY ── */
.methodology {
  padding: 1.1rem 1.55rem;
  font-size: .8rem;
  color: var(--mt);
  line-height: 1.7;
}
.methodology .section-lbl { margin-bottom: .55rem; }

/* ── FOOTER ── */
footer {
  text-align: center;
  padding: 2.5rem var(--pd);
  border-top: 1px solid var(--hr);
  background: var(--ink);
  position: relative;
}
footer::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: var(--tf);
  opacity: .3;
}
.ft-tri {
  display: flex;
  gap: 2px;
  justify-content: center;
  margin-bottom: .85rem;
}
.ft-tri span { display: block; height: 1px; }
.ft-tri span:nth-child(1) { width: 20px; background: var(--ig); opacity: .5; }
.ft-tri span:nth-child(2) { width: 20px; background: rgba(198,203,209,.35); }
.ft-tri span:nth-child(3) { width: 20px; background: var(--ir); opacity: .5; }

.ft-copy {
  font-family: var(--lb);
  font-size: .58rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(198,203,209,.28);
}
.ft-copy a { color: rgba(198,203,209,.32); transition: color .3s; }
.ft-copy a:hover { color: rgba(198,203,209,.55); }

/* ── SCROLL REVEAL ── */
.rv {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity .8s cubic-bezier(.2,.7,.3,1), transform .8s cubic-bezier(.2,.7,.3,1);
}
.rv, .ey { opacity: 1; transform: none; }

.result-wrap.reveal > * { animation: fadeUpR .55s ease; }
.result-wrap.reveal .offer-card {
  opacity: 0;
  transform: translateY(10px);
  animation: offerRise .48s ease forwards;
  animation-delay: calc(var(--stagger,0) * 50ms);
}

@keyframes fadeUpR {
  from { opacity: 0; transform: translateY(18px); }
  to   { opacity: 1; transform: none; }
}
@keyframes offerRise {
  to { opacity: 1; transform: none; }
}

/* ── HOVER STATES ── */
.betalen-wrap,
.result-main,
.offers-section,
.insight-strip,
.detail-section,
.other-tools,
.cta-wrap,
.methodology {
  transition: border-color .3s;
}

.betalen-wrap:hover   { border-color: rgba(198,203,209,.45); }
.result-main:hover,
.offers-section:hover { border-color: rgba(198,203,209,.28); }

/* ════════════════════════════════════════
   RESPONSIVE
   ════════════════════════════════════════ */
@media (max-width: 980px) {
  .betalen-kosten,
  .result-top,
  .detail-grid    { grid-template-columns: 1fr; }
  .offers-grid,
  .insight-strip  { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  header { padding: 1rem var(--pd); }

  .page-hero { padding: 1rem var(--pd) .9rem; }

  .wrap { padding: .8rem var(--pd) 4rem; }

  .form-inner { padding: 1.25rem 1.1rem; }
  .form-grid  { grid-template-columns: 1fr; }

  .betalen-header { padding: 1.35rem 1.2rem; }
  .betalen-kosten { grid-template-columns: 1fr 1fr; }

  .result-top,
  .offers-grid,
  .insight-strip,
  .detail-grid    { grid-template-columns: 1fr; }

  .btn { width: 100%; }

  .hero-points    { justify-content: flex-start; }
  .hero-meta      { flex-direction: column; gap: .6rem; }

  .offers-head    { flex-direction: column; align-items: flex-start; }

  .fi-group       { flex-direction: column; }

  .fi-radio,
  .fi-check       { flex: none; width: 100%; }

  .form-steps     { display: none; }

  .inline-summary { flex-direction: column; gap: .75rem; }
}

@media (max-width: 380px) {
  .betalen-kosten,
  .detail-grid { grid-template-columns: 1fr; }
}

/* ── REDUCED MOTION ── */
@media (prefers-reduced-motion: reduce) {
  .rv { opacity: 1; transform: none; transition: none; }
  .ey-tri, .ey-tri-r { width: 24px !important; transition: none; }
  .page-hero h1 em { animation: none; background-position: 35% center; }
  .result-wrap.reveal > *,
  .result-wrap.reveal .offer-card { animation: none; opacity: 1; transform: none; }
}